Finances

Prevent Overdrafts: The Checking Floor

What Is A Checking Floor?
A checking floor is a way to prevent yourself from overdrafting a checking account. It is similar to the overdraft protection offered by your bank, except that it is free, and doesn’t require a large amount of reserved money.
The checking floor is an amount that you leave in your checking account, [...]

Finances: Tracking Daily Spending

I am not a financial guru. In fact, I leave most of everything doing with money to my accountant. (Since I’m married to him, this is not as bad as it seems). However, I find that in my personal spending, I can burn through the cash I take out and really have nothing to show [...]

Finances: Avoiding Impulse Buying

One of my friends was complaining to me yesterday that she is completely mired in credit card debt. A few minutes later, when I inquired about what she was doing on the weekend, she told me she was going shopping for shoes.
Just like you can’t store 5 cubic feet of stuff in 3 cubic feet [...]