Finances

How To Use Up Leftover Bread

I like to make and eat home-made bread. Having been raised on home-made bread, I find most commercial bread rather lacking. At the same time, making bread at home usually leaves me in a scramble to use it up before it gets moldy.
I put myself to think about how I could use leftover bread, and [...]

Saving Money on Books

I am a reader. I consume books at a rapid pace, and I usually have two or three in progress at any given time. To feed my habit, I also used to buy a lot of books. I went on a new book buying moratorium back in August (see Can You Stop Buying Books? I’m [...]

Redistributing Home Work Loads During Unemployment

When I was not working, one of the things I found I had more of was time. I know that seems like a no-brainer, but it was a bit of a shock to realize what that meant in reality. It meant that I now had either more hours a day in which I could choose [...]

How To Deal With A Job Loss: Cutting Expenses

One of the biggest things I dealt with during my hiatus (but not related to the hiatus) was a sudden job loss. It came at me out of the blue. My client discharged all contractors on the same day, and my company laid me off via email the next day. It was an unsettling time. [...]

Reviewing Insurance

Our insurance agent retired, and a new man took his place. Soon afterward, we received a call that the new agent wanted to review our policies with us. We put it off for a while, thinking it was all about selling us more insurance. However, we went last Saturday, and made some astounding discoveries:
My husband [...]